Build Credit While Helping Family

Turn your money transfers into better credit. Only Pomelo can help you build your credit history while supporting loved ones.

White Pomelo Mastercard under the Build Credit While Helping Family headline. Currently available for sending from the US to the Philippines.

How Pomelo Helps Build Your Credit

Your path to better credit:
Picture showing the Pomelo App for building credit by paying on time

Pay on Time

Every on-time payment helps build your credit history.
Picture showing the Pomelo Cards for building credit by building positive payment history

Build Positive History

We report payments to the three credit bureaus that determine your credit score.
Picture showing the pink Pomelo Card over the Upgrade Your Credit section

Upgrade Your Credit

Graduate to more credit over time including optional bank account linking.

Tools That Help You Succeed

Credit You Control

The Pomelo Secured Mastercard® lets you choose a limit that works for you, from $50 to $2,500.

Predictable Payments

Your bill is due 25 days after the 15th of each month (usually the 9th or 10th).

No APR

Pomelo is a charge card, which means you pay in full every billing cycle.

Autopay Protection

Set up automatic payments to never miss a due date.

Simple Fee Structure

Only one possible fee - for late payments (up to $39).

Picture of Green, White, and Pink Pomelo Mastercards for sending money to the Philippines and paying later

Why Credit Matters

A strong credit score opens doors to your future in the United States. Good credit helps you qualify for better apartment rentals, lower insurance rates, and future car loans.

As your credit grows, you'll have access to better credit card offers and even mortgage opportunities when you're ready to buy a home.

Pomelo Card Offerings

Picture of pink Pomelo Secured Mastercard.

Pomelo Secured Mastercard®

A credit card you control - your deposit is your spending limit.
  • 2x Pomelo Points
  • Up to $2,500 Limit
  • Application Won't Impact Your Credit Score
  • No APR, No Fees
  • Pay in Full Each Month
  • Best for Building Credit
Picture of green Pomelo Mastercard. The only credit card designed for money transfer.

Pomelo Mastercard®

The only credit card designed for money transfer.
  • 2x Pomelo Points
  • Up to $2,500 Limit
  • Application Won't Impact Your Credit Score
  • No APR, No Fees
  • Pay In Full Each Month
  • Best for Maximizing Your Credit