5 stars
on Trustpilot

Send Now, Pay Later - Finally!

The Pomelo Mastercard® is the only credit card designed for money transfer. Qualify and send up to $2,500 today and pay in at least 25 days - with no interest charges.

Pink Pomelo Mastercard under Send Now, Pay Later headline. Displays the only credit card designed for money transfer, currently available for sending from the US to the Philippines.

High Speed, Zero Transfer Fees

Use our calculator to see how far your money will go in minutes with Pomelo.

United States flag for converting USD to PHP
Philippines flag for converting USD to PHP
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Promotional Rate
$1 = ₱60.00
Today's Rate
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United States flag for the sign up button to send money from the US to Philippines
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New customer promotional rate applies to the first transfer up to $500. See Terms and Conditions. By tapping sign up, you consent to receive one-time passcodes via text. Msg & data rates may apply. See our Terms of Service and Privacy Policy.

Why Choose Pomelo Mastercard®?

$2,500
to Send or Spend
1 month
to Pay
0%
APR
2x points
on Everything
Picture of Green, White, and Pink Pomelo Mastercards for sending money to the Philippines and paying later

Get More Pomelo Points

Earn 2x points for every purchase and money transfer, that you can convert to gift codes for rides, food and more!

No Interest, No APR

The Pomelo Mastercard® is a charge card, which means you get the flexibility to pay next month with no interest charges, ever. Just pay your full balance when it's due.

Picture of pink Pomelo card in No Interest, No APR section.

Instantly Access Your Secure Digital Card

Ready in Minutes

Use your card right after approval - no waiting for the physical card to arrive.

Card Details Available Securely

For the times you need your card details, they’re available in the app, but you have to verify with biometrics to keep them secure.

Works with Digital Wallets

Add to Apple Pay or Google Pay to tap and pay anywhere Mastercard® is accepted.

Build Credit While Supporting Family

Only Pomelo helps you build credit when you send money home.

Send & Build

Money you send gets recognized by credit bureaus - something no other transfer service does

Pay on Time

Make your monthly payments by the due date to build positive credit history

Upgrade Your Plan

Your payment history and bank account could qualify you for more credit

Two Ways to Get Started

Picture of pink Pomelo Secured Mastercard.

Pomelo Secured Mastercard®

A credit card you control - your deposit is your spending limit.
  • 2x Pomelo Points
  • Up to $2,500 Limit
  • Application Won't Impact Your Credit Score
  • No APR, No Fees
  • Pay In Full Each Month
  • Best for Building Credit
Picture of green Pomelo Mastercard. The only credit card designed for money transfer.

Pomelo Mastercard®

The only credit card designed for money transfer.
  • 2x Pomelo Points
  • Up to $2,500 Limit
  • Application Won't Impact Your Credit Score
  • No APR, No Fees
  • Pay In Full Each Month
  • Best for Maximizing Your Credit

Trusted by Tens of Thousands of Customers

We’re the highest-rated international money transfer service because we’re trusted by tens of thousands of customers.

Super Efficient
So fast without the multiple hoops that I typically have to jump through with other services. Of course, your rate of exchange is the best by far.
Dennis B.
December 24, 2024
This company is a life saver
This company Is a life saver. If I need to send a little money before Payday, it's always there. Has great rates transferring money overseas. Counts as credit on your credit report to improve credit score. There's so many plus's. Everyone should have one.
Richard W.
December 12, 2024
Amazing remittance transaction
Signing up process is easy, convenient, and secure. Sending money is very convenient, reliable and secure. This is the only remittance which offers credit line ( send now and pay later) and the money transfer transaction is amazingly fast…only in a few minutes!!! I highly recommend !!!
Imee
December 08, 2024
110% Gold Star Experience
110% Gold Star experience! This is essential to getting my wife what she needs in the Philippines while we are apart and close! Happy I found Pomelo! Highly Recommended!!!
Athrun W.
December 19, 2024
Easy to send money
It is really easy to send money to your LOVE ONES through GCASH. In just a few mins. Thier money is already available. PLUS there's no service charge. Thank you POMELO.
Erlin A.
January 02, 2025
I find everything here is safe and can be trusted
It look, my account here is safe, compare to other provider. The exchange rate is better compare to other provider. Your support group is very helpful and easy to communicate. I look your system safer than others.
Rosales C.
December 20, 2024
Very quick transaction
Very quick transaction , great help especially when your out of budget.
Ernila
December 30, 2024
Speed and ease of service has been astonishing
I found Pomelo quite by accident, but I have been pleasantly surprised, "shocked" actually, by the speed and ease of their service. I highly recommend them.
Pomelo Customer
December 26, 2024
Fast, fee-free and cost effective
I recently used this money transfer service, and I am highly impressed. The process was incredibly fast, with the transfer completing in just a few minutes. What stood out most, though, was that there were no transaction fees, making it a very cost-effective option. I’ve used other services before, but this one offers great value without sacrificing speed or reliability. Highly recommended for anyone looking for a quick and affordable way to send money to the Philippines
Pomelo Customer
December 24, 2024
It's Real
I wrote a review yesterday about my first experience . I said their promotional ads is not clear that the $1 is to P60 but then when I went to their website it was stated there that limit to $500 only . ok It was my mistake but then they call me and explained . everything . I’m resolved now and sending is so easy at Pomelo
Pomelo Customer
December 27, 2024
It was better than other remittance company
It was better than other remittance company when it comes to exchange rate. I never knew that you can also earn rewards by sending money to the Philippines. It was my first transaction with Pomelo& I like it. I will be a regular costumer of Pomelo!
Merlinda
January 06, 2025
Responsive to my needs
Responsive to my needs. When i need to send g cash to the Philippines urgently the money is sent in real time. I just wish the exchange rate is better or close to the actual rate.
Lil
January 08, 2025
One Transaction
I only made one transaction so far so good. Money was receive almost instantly. The application process was quick and easy and the promotional exchange rate also helped. Good job Pomelo.
Gerry S.
January 03, 2025
A better alternative
Quick, fast , reliable, no fees and the peso dollar rate is higher than my usual go to send money provider. Plus if you don’t have the cash right now, pomelo will lend it and you pay later. How cool is that…Will use pomelo from now on. Hassle free na, reliable pa.
Claudette Z.
January 03, 2025
Sending money has never been easier
Sending money has never been easier with our convenient payment options. Transfer funds quickly and securely with just a few taps. Enjoy the ease of sending money wherever you are, whenever you need. Experience seamless transactions and unmatched convenience.
Marita
December 23, 2024