Send Today,
25 Days
to Pay
Send money quickly, securely and easily to the Philippines on credit - without transfer fees.
New Customer Offer
$1→₱58.24 promotional rate applies to the first transaction up to $500 sent by new customers. See Terms and Conditions.
By tapping sign up, you consent to receiving one-time passcodes via text. Msg & data rates may apply. See our Terms of Service and Privacy Policy.
Recent Reviews
Send on Credit Without
the Transfer Fees
Zero Transfer Fees- Zero Cash Advance Fees
- Zero Credit Card Surcharges
- Zero (APR) Annual Percentage Rate
| Credit Card Used | GCash Transfer Fee | Bank Transfer Fee | Rates | |
|---|---|---|---|---|
| Pomelo | Pomelo Mastercard® | $0  | $0 | ₱56.92 |
| SendWave | N/A | $0.00 | $0.00 | ₱55.60 |
| Xoom | N/A | N/A | N/A | ₱56.61 |
Credit card transfer fee when sending $1000. Rate checked as of 10/15/2024 9 PM UTC.
How to Send Money with Pomelo
$1000 Credit Line
Apply for Pomelo Mastercard and get approved for up to $1000 that you can use to send to GCash or bank accounts.
Pay Later without Interest
Pay Later without Interest
Unlike a regular credit card, you don’t carry over balances, which means you won’t pay interest. Ever needed to send money but payday was in a week? You can send money now and pay your monthly balance in full when it is due.
| Typical Credit Card | Pomelo Mastercard® |
|---|---|
| Revolving balances | Pay back in full each month |
| Interest on revolving balance | No interest |
| High APR | No APR |
Terms and conditions apply. Pomelo Account Card Holder Agreement
No Credit? No Problem
Pomelo Credit Builder Plan
Whether you are starting from scratch or rebuilding your credit, you can still apply for Pomelo and get approved for our Pomelo Credit Builder Plan.
This plan includes a Pomelo Secured Mastercard® that allows you to send money to the Philippines and may help to build your credit over time.
Unlock full features
Experience the complete range of Pomelo features with the Pomelo Secured Mastercard®
Decide your credit limit
Set your credit limit between $50 and $1,000 and activate it by making a security deposit in the same amount.
Build credit
Each on-time repayment could help you build positive credit history.
Fully refundable
Change your mind? Close your account and we’ll refund your remaining deposit.
Impact to score may vary. Some users’ credit scores may not improve. Results will depend on many factors, including on-time payment history, the status of your Pomelo account, and financial history.
Our Partners
In The Press
Frenkiel came up with the idea when visiting his wife’s family in the Philippines. “Why can’t I just leave a card with my family instead of sending cash every month?” Frenkiel recalled.
Tech entrepreneur, recent Henderson transplant launching new venture
Fox 5
With the funding in place and after several months in private beta, Pomelo is officially launching with its first corridor to the Philippines.
Pomelo raises $20m to combine credit and international money transfers
Finextra
Pomelo has raised a $20 million seed round led by Keith Rabois at Founders Fund and Kevin Hartz at A* Capital, with participation from Afore Capital, Xfund, Josh Buckley and The Chainsmokers.
Pomelo exits stealth mode with $20M seed to rethink international money transfer
TechCrunch
...because the payments run via credit rails, the fees are paid by merchants via interchange and daily foreign exchange rates. This eliminates transfer fees, which can add up to 6%.
Pomelo Launches Family Credit Cards to Combine Credit and International Money Transfer
Finovate
Christine Rockwell, a Las Vegas Asian Chamber of Commerce board member, said “…this is, I think, truly groundbreaking.”
Vegas-based startup aims to make sending money abroad easier
Las Vegas Review-Journal
With Pomelo, transfer times are essentially instantaneous, and Pomelo takes no fees from customers beyond the lowest exchange rate spread in the industry.
Fee-Free Pomelo App and Card for Remittances Help Users Build Credit When They Send Money Back Home
CardRates.com
Frenkiel came up with the idea when visiting his wife’s family in the Philippines. “Why can’t I just leave a card with my family instead of sending cash every month?” Frenkiel recalled.
Tech entrepreneur, recent Henderson transplant launching new venture
Fox 5
With the funding in place and after several months in private beta, Pomelo is officially launching with its first corridor to the Philippines.
Pomelo raises $20m to combine credit and international money transfers
Finextra
Pomelo has raised a $20 million seed round led by Keith Rabois at Founders Fund and Kevin Hartz at A* Capital, with participation from Afore Capital, Xfund, Josh Buckley and The Chainsmokers.
Pomelo exits stealth mode with $20M seed to rethink international money transfer
TechCrunch
...because the payments run via credit rails, the fees are paid by merchants via interchange and daily foreign exchange rates. This eliminates transfer fees, which can add up to 6%.
Pomelo Launches Family Credit Cards to Combine Credit and International Money Transfer
Finovate
Christine Rockwell, a Las Vegas Asian Chamber of Commerce board member, said “…this is, I think, truly groundbreaking.”
Vegas-based startup aims to make sending money abroad easier
Las Vegas Review-Journal
With Pomelo, transfer times are essentially instantaneous, and Pomelo takes no fees from customers beyond the lowest exchange rate spread in the industry.
Fee-Free Pomelo App and Card for Remittances Help Users Build Credit When They Send Money Back Home
CardRates.com
Frenkiel came up with the idea when visiting his wife’s family in the Philippines. “Why can’t I just leave a card with my family instead of sending cash every month?” Frenkiel recalled.
Tech entrepreneur, recent Henderson transplant launching new venture
Fox 5
With the funding in place and after several months in private beta, Pomelo is officially launching with its first corridor to the Philippines.
Pomelo raises $20m to combine credit and international money transfers
Finextra
Pomelo has raised a $20 million seed round led by Keith Rabois at Founders Fund and Kevin Hartz at A* Capital, with participation from Afore Capital, Xfund, Josh Buckley and The Chainsmokers.
Pomelo exits stealth mode with $20M seed to rethink international money transfer
TechCrunch
...because the payments run via credit rails, the fees are paid by merchants via interchange and daily foreign exchange rates. This eliminates transfer fees, which can add up to 6%.
Pomelo Launches Family Credit Cards to Combine Credit and International Money Transfer
Finovate
Christine Rockwell, a Las Vegas Asian Chamber of Commerce board member, said “…this is, I think, truly groundbreaking.”
Vegas-based startup aims to make sending money abroad easier
Las Vegas Review-Journal
With Pomelo, transfer times are essentially instantaneous, and Pomelo takes no fees from customers beyond the lowest exchange rate spread in the industry.
Fee-Free Pomelo App and Card for Remittances Help Users Build Credit When They Send Money Back Home
CardRates.com
FAQs
Pomelo is your trusted remittance and credit partner. Send money instantly with Pomelo Mastercard® to support your loved ones abroad. Repay later and prioritize their well-being when they need it most. Build your credit while remitting money with Pomelo's Credit Builder for a brighter financial future. We're here to support you every step of the way.
How does it work?
Pomelo is a remittance service for transferring money overseas. With Pomelo Mastercard®, you can send money instantly to digital wallets on credit, ensuring your loved ones receive timely support.
Who is eligible to use Pomelo?
In order to apply for a Pomelo account, you must be:
- A U.S. Citizen or permanent resident
- At least 18 years and older
- Have a valid Social Security Number
- Have access to a mobile device
Please note that an Android or iOS smartphone is required for all users to register.
Next steps
Interested in using Pomelo? Learn how to create an account and start making purchases.
Based on your application and credit history, you may be offered the Pomelo Pay Later Plan with access of up to a $1,000 credit line.
Here’s how it works:
💳 Receive a Pomelo Mastercard®
Once approved, you will receive a Pomelo Mastercard® with a credit limit of up to $1,000+.
💰 Send money to the Philippines
You can instantly begin sending to the Philippines with your Pomelo Mastercard®.
🧾 Pay your Bill
At the end of each monthly billing cycle, you will be issued a statement. This will include your balance amount with no interest as long as it is paid in full by the statement date.
Our Pay Later Plan lets you send money to the Philippines via GCash or swipe anywhere Mastercard is accepted, globally
Because Pomelo is the first to combine credit with money transfer, providing your SSN allows us to verify your identity and provide you a credit offer that helps you earn rewards and build your credit whenever you send money overseas. Your SSN is not stored or read by Pomelo, and only transmitted securely to an identity verification service for our bank partner, Coastal Community Bank, member FDIC, to confirm your identity.
Pomelo is a free-to-use service.
Pomelo Mastercard® Fees:
- APR (Annual Percentage Rate): None
- Interest Charges: None
- Annual Fees: None
- Payment Schedule: Your statement balance is due in full every month. Paying off the monthly balance in full will ensure you avoid any late fees.
- Late Fees: Up to $39
Terms and Conditions Apply. Pomelo Account Card Holder Agreement
Ready to send?
$1 →₱58.24
Available for a limited time
$1→₱58.24 promotional rate applies to the first transaction up to $500 sent by new customers. See Terms and Conditions.
By tapping sign up, you consent to receiving one-time passcodes via text. Msg & data rates may apply. See our Terms of Service and Privacy Policy.